Sabtu, 16 Agustus 2014

KEBAHAGIAAN DALAM MEMBERI

Cerita Motivasi dan Inspirasi Nomor 1 - KEBAHAGIAAN DALAM MEMBERISuatu sore, seorang mahasiswa berjalan bersama rekannya. Ketika mereka melihat sepasang sepatu butut di tepi jalan. Mereka yakin sepatu tersebut milik seorang pekerja rendahan yang bekerja dihutan. Sang mahasiswa berpaling pada rekannya seraya berkata, "Bagaimana kalau kita sembunyikan sepatunya,lalu kita bersembunyi dibalik semak-semak dan melihat apa yang terjadi kemudian." Rekannya itu menjawab, "Sobatku, kita tidak seharusnya bersenang2 dengan mengorbankan orang miskin. Engkau dapat melakukan sesuatu yang lebih baik, dan itu akan mendatangkan kesenangan besar dalam dirimu. Caranya adalah memasukkan uang kedalam kedua sepatu bututnya. Setelah itu kita bersembunyi untuk melihat reaksi orang tersebut." Mahasiswa itu pun melakukan apa yg dikatakan rekannya,lalu mereka bersembunyi di balik semak2. Tak lama kemudian, si empunya sepatu keluar dari hutan dan bergegas mengambil sepatunya. Ketika memasukkan salah satu kakinya,ia merasakan ada benda yg mengganjal. Ia pun merogoh ke dalam sepatu. Ia nampak terkejut dan terheran karena ada uang dalam sepatunya. Ia memegang sambil menatap uang tersebut, lalu melihat ke sekeliling apakah ada org di sekitarnya. Tapi,ia tidak melihat seorangpun disana. Lalu ia memasukkan uang tersebut kekantongnya,sambil memasang sepatu lainnya. Tapi,lagi2 ia terkejut karena ada uang dalam sepatunya yang satu lagi. Perasaan haru menguasainya, ia jatuh tersungkur dan menengadah ke atas. Doa ucapan syukur terdengar jelas dari mulutnya. Ia berbicara m....
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Senin, 11 Agustus 2014

GADIS KECIL DENGAN KOTAK EMAS

Cerita Motivasi dan Inspirasi Nomor 1 - GADIS KECIL DENGAN KOTAK EMASDi sebuah keluarga miskin, seorang ayah tampak kesal pada anak perempuannya yang berusia tiga tahun. Anak perempuannya baru saja menghabiskan uang untuk membeli kertas kado emas untuk membungkus sekotak kado. Keesokan harinya, anak perempuan itu memberikan kado itu sebagai hadiah ulang tahun pada sang ayah. “Ini untuk ayah,” kata anak gadis itu. Sang ayah tak jadi marah. Namun ketika ia membuka kotak dan mendapatkan isinya kosong, meledaklah kemarahannya. “Tak tahukah kau, kalau kau menghadiahi kado pada seseorang, kau harus memberi sebuah barang dalam kotak ini!” Anak perempuan kecil itu menatap ayahnya dengan mata berkaca-kaca. Ia berkata terisak-isak, “Oh ayah, sesungguhnya aku telah meletakkan sesuatu ke dalam kotak itu.” “Apa yang kau letakkan ke dalam kotak ini? Bukankah kau lihat kotak ini kosong?” bentak ayahnya. “Oh ayah, sungguh aku telah meletakkan hampir ribuan ciuman untuk ayah ke dalam kotak itu,” bisik anak perempuan itu. Sang ayah terperangah mendengar jawaban anak perempuan kecilnya. Ia lalu memeluk erat-erat anak perempuannya dan meminta maaf. Konon, orang-orang menceritakan bahwa, pria itu selalu meletakkan kotak kado itu di pinggir tempat tidurnya sampai akhir hayat. Kapan pun ia mengalami kekecewaan, marah atau beban yang berat, ia membayangkan ada ribuan ciuman dalam kotak itu yang mengingatkan cinta anak perempuannya. Dan sesungguhnya kita telah menerima seb....
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Dow10,611.84+44.51+0.42%
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Nasdaq2,368.46+9.51+0.40%
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S&P 5001,150.24+4.63+0.40%
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10 Yr Bond(%)3.7200%0.0000
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Oil82.20+0.09+0.11%
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Gold1,108.00+0.20+0.02%
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FTSE 1005,617.26-23.31-0.41%
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DAX5,928.63-8.09-0.14%
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CAC 404,012.91-1.06-0.03%
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Nikkei 22510,751.23+86.28+0.81%
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Hang Seng21,211.36-16.84-0.08%
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Straits Times2,879.28+5.37+0.19%
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Stocks were confined to a narrow trading range just below the neutral line for most of the session, but a late bounce by financials gave the broader market its...

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Currency Pair Price Change
EUR/USD 1.3695 + 0.0018
USD/JPY 90.6150 + 0.0100
GBP/USD 1.5061 -0.0006
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Japanese Yen 90.6150 ¥
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GME 19.35 +1.07 +5.85% Gamestop Corporation Common StoChart for GME
TTWO 10.22 -0.28 -2.67% Take-Two Interactive Software, Chart for TTWO
ATVI 11.51 +0.33 +2.95% Activision Blizzard, IncChart for ATVI
TM 76.94 +0.58 +0.76% Toyota Motor Corporation CommonChart for TM
JPM 43.18 +0.25 +0.58% JP Morgan Chase & Co. Common StChart for JPM
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{"s" : "atvi,gme,jpm,tm,ttwo","k" : "a00,a50,b00,b60,c10,g00,h00,l10,p20,t10,v00","o" : "C,COF,DELL,GNVC,HWAY,ITMN,MGM,MVIS,SQNM,ZHNE","j" : "c10,l10,p20,t10"}

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{"s" : "YHOO,^DJI,^NYA,^SPX","k" : "a00,a50,b00,b60,c10,g00,h00,l10,p20,t10,v00","o" : "","j" : ""}

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Loan TypeTodayLast Week
30 Year Fixed5.09%5.08%
15 Year Fixed4.51%4.42%
1 Year ARM3.67%3.93%
30 Year Fixed Jumbo5.92%5.92%
5/1 ARM4.04%4.04%
3/1 ARM4.53%4.55%
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See today's average home equity rates across the country. Source: Bankrate.com

Loan TypeTodayLast Week
$30K Home Equity Loan8.21%8.30%
$50K Home Equity Loan8.17%8.25%
$75K Home Equity Loan8.20%8.28%
$30K HELOC5.13%5.17%
$50K HELOC4.84%4.88%
$75K HELOC4.85%4.89%
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See today's average savings rates across the country. Source: Bankrate.com

Savings TypeTodayLast Week
6 month CD0.84%0.88%
1 year CD1.26%1.29%
3 year CD2.05%2.05%
MMA0.84%0.88%
$10K MMA 0.94%0.97%
$25K MMA1.13%1.15%
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See today's average auto rates across the country. Source: Bankrate.com

Auto TypeTodayLast Week
36 Month New Car Loan6.29%6.35%
48 Month New Car Loan6.42%6.48%
60 Month New Car Loan6.46%6.51%
72 Month New Car Loan6.03%6.03%
36 Month Used Car Loan6.83%6.93%
48 Month Used Car Loan6.67%6.86%
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See today's average credit card rates across the country. Source: CreditCards.com

Card TypeTodayLast Week
Business Credit Cards11.32%11.32%
Low Interest Credit Cards12.23%12.17%
Cash Back Credit Cards12.61%12.54%
Balance Transfer Credit Cards12.64%12.72%
Airline Credit Cards14.37%14.17%
Reward Credit Cards14.42%13.76%
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